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121+ days before the first day of the seminar
· Transfer Policy: $500 fee in addition to paid participant fee
· Cancellation Policy: refund of paid participant fee less $6,975
120-46 days before the first day of the seminar:
· Transfer Policy: $6,975 transfer fee in addition to paid participant fee
· Cancellation Policy: No refund of paid participant fee
45 days or less before the seminar:
· Transfer Policy: $10,000 transfer fee in addition to paid participant fee
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